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2. How To Calculate APR: Your Guide - AOL

   www.aol.com/finance/calculate-apr-guide...

   For example: To calculate APR on a $16,000 vehicle loan for five years — 60 months — with a $400 per month payment: $400 x 60 = $24,000 (total payment amount) $24,000 – $16,000 = $8,000 ...

3. APY: How To Calculate It (& Find the Best One for You) - AOL

   www.aol.com/lifestyle/apy-calculate-best-one...

   You may notice if you’re shopping for a savings account that banks advertise both an interest rate and an annual percentage rate, or APY. While an account’s interest rate can give you a basic ...

4. Want to beat inflation? Understand how APY works to ... - AOL

   www.aol.com/finance/want-beat-inflation...

   So if you wanted to put $3,000—with no additional deposits—into a high-yield savings account earning 2% that compounds monthly (12 periods within a year), the APY formula would look like this ...

5. Annual percentage yield - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_yield

   Annual percentage yield (APY) is a normalized representation of an interest rate, based on a compounding period of one year. APY figures allow a reasonable, single-point comparison of different offerings with varying compounding schedules. However, it does not account for the possibility of account fees affecting the net gain.

6. Amortization calculator - Wikipedia

   en.wikipedia.org/wiki/Amortization_calculator

   Converting an annual interest rate (that is to say, annual percentage yield or APY) to the monthly rate is not as simple as dividing by 12; see the formula and discussion in APR. However, if the rate is stated in terms of "APR" and not "annual interest rate", then dividing by 12 is an appropriate means of determining the monthly interest rate.

7. Annual percentage rate - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_rate

   The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.