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In collaboration with New York Life, they offer burial policies and life insurance specifically geared toward seniors. There is no health questionnaire; acceptance is typically guaranteed.
Guaranteed life insurance is a whole life policy, meaning it offers coverage for your entire lifetime. When you do pass away, your beneficiaries can begin the death benefit claim process to help ...
Guaranteed acceptance life insurance, also known as guaranteed issue or final expense insurance, does not require a medical exam or health questionnaire. This type of policy is designed for older ...
Following World War II, New York Life further diversified; it invested in real estate development in the late 1940s and launched a mortgage-loan program for veterans in 1946. [15] In 1957, New York Life hired one of the industry's first black agents, Cirilo McSween. [8] [18] In the 1970s, New York Life began selling annuities and mutual funds. [15]
Simplified whole life insurance: requires medical exams or questioning and pays a cash benefit if a person dies. Guaranteed acceptance whole life insurance: does not require medical exams or questioning and pays a cash benefit if a person dies. Term life insurance: guarantees payment of a death benefit during a specified time period.
Indexed Juvenile Life is permanent universal life insurance that has cash value increases linked to the performance of an equity index (e.g., S&P 500) up to a certain percentage (a “cap”) with downside protection (a “floor”). Certain Indexed Juvenile Life products have a guaranteed minimum interest rate of up to 2%.
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