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2. Independent insurance agent - Wikipedia

   en.wikipedia.org/wiki/Independent_Insurance_Agent

   Competition exists between exclusive agents and independent agents. Exclusive agents, who are salaried employees of the insurance company, write a majority of the personal lines business. [8] However, because of the complexities involved in commercial risks, independent agents capture approximately 80 percent of the commercial lines market. [9]

3. Health insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Health_insurance_in_the...

   Private disability insurance is sold on both a group and an individual basis. Policies may be designed to cover long-term disabilities (LTD coverage) or short-term disabilities (STD coverage). [143] Business owners can also purchase disability overhead insurance to cover the overhead expenses of their business while they are unable to work. [144]

4. Benefits of independent insurance agents - AOL

   www.aol.com/finance/benefits-independent...

   Finding the right car insurance can seem overwhelming. One way to navigate this complexity is by talking with an independent insurance agent. These agents are licensed to sell insurance products ...

5. Colonial Life & Accident Insurance Company - Wikipedia

   en.wikipedia.org/wiki/Colonial_Life_&_Accident...

   Colonial Life & Accident Insurance Company is an American insurance company based in Columbia, South Carolina. [1] Colonial Life offers disability, accident, life, cancer, critical illness and hospital confinement insurance plans in 49 states. [2] Colonial Life was founded in 1939 by Edwin Averyt and became a wholly owned subsidiary of Unum in ...

6. Do I Need Long-Term Disability Insurance? - AOL

   www.aol.com/long-term-disability-insurance...

   When shopping for disability insurance, either short- or long-term, take time to compare quotes from different insurance companies. Also, consider whether a health exam is required for either type ...

7. Disability insurance - Wikipedia

   en.wikipedia.org/wiki/Disability_insurance

   Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for completion of core work functions. For example, the worker may be unable to maintain composure in the case of psychological ...