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  2. Mortgage industry of the United Kingdom - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    100% mortgages are mortgages that require no deposit (100% loan to value). Examples include: some first-time buyer deals, when perhaps a portion of the loan is secured against a parent's property; concessionary purchase (inter-family property transaction), when the purchase is at below market value; Right to Buy purchase at a discounted ...

  3. Mortgages in English law - Wikipedia

    en.wikipedia.org/wiki/Mortgages_in_English_law

    Mortgages over personal property are often referred to as 'chattel mortgages', [1] and mortgages over intangible rights are often expressed to operate by way of assignment. [2] Separate statutory regimes also exist in relation to mortgages of ships under the Merchant Shipping Act 1995 and mortgages of aircraft and related parts under the Cape ...

  4. Buy-to-let mortgages - Wikipedia

    en.wikipedia.org/wiki/Buy_to_let

    Buy-to-let mortgage is a mortgage arrangement in which an investor borrows money to purchase property in the private rented sector in order to let it out to tenants. Buy-to-let mortgages have been on offer in the UK since 1996. [6] Lenders calculate how much they are willing to lend using a different formula than for an owner-occupied property.

  5. The best home loan: how to shop for and compare mortgage offers

    www.aol.com/finance/best-home-loan-shop-compare...

    Contacting a mortgage broker: A mortgage broker may be able to help you secure a great deal on a mortgage. They often work with lenders known as wholesalers, which don’t provide loans directly ...

  6. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    The most common way to repay a secured mortgage loan is to make regular payments toward the principal and interest over a set term, commonly referred to as (self) amortization in the U.S. and as a repayment mortgage in the UK. A mortgage is a form of annuity (from the perspective of the lender), and the calculation of the periodic payments is ...

  7. More homebuyers back out of deals as mortgage rates hit 23 ...

    www.aol.com/finance/more-homebuyers-back-deals...

    Homebuyers are backing out of deals at the highest rate in nearly a year, a new study found. The culprit: higher mortgage rates. Roughly 53,000 US home purchase agreements fell through in ...