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2. How does a fixed-rate HELOC work? - AOL

   www.aol.com/finance/does-fixed-rate-heloc...

   Key takeaways. The interest rate on fixed-rate HELOCs stays the same throughout the draw period. In some cases, you can switch between a fixed-rate and a variable rate on these types of HELOCs to ...

3. 4 ways to get equity out of your home — and what to know ...

   www.aol.com/finance/how-to-get-equity-out-of...

   Dig deeper: Fixed vs. variable interest rates — how these rate types work for borrowing and saving. 🏠 Home equity line of credit (HELOC) Borrow against your home equity as you need it. Fast facts

4. Should you use a HELOC to pay off your mortgage? - AOL

   www.aol.com/finance/heloc-pay-off-mortgage...

   You should pass on using a HELOC to pay off your mortgage if the numbers don’t make sense: that is, if the interest rates on the home equity line of credit are higher than those on your current ...

5. How the Federal Reserve affects HELOCs and home equity loans

   www.aol.com/finance/federal-affects-helocs-home...

   What home equity borrowers should know about the Fed. Because HELOCs usually have variable interest rates, the cost of borrowing can rise or fall with the federal funds rate. If the fed funds rate ...

6. Home equity loan or HELOC vs. cash-out mortgage refinance - AOL

   www.aol.com/finance/home-equity-loan-heloc-vs...

   The loan is essentially a second mortgage: The money borrowed is repaid over a set period typically ranging from five to 30 years, at a fixed interest rate. “A home equity loan provides a fixed ...

7. Cash-out refinance vs. home equity loans: Which is best in ...

   www.aol.com/finance/cash-out-refinance-vs-home...

   Unlike a cash-out refinance, you get a separate loan with fixed rates, terms of 5 to 20 years and often lower or no closing costs. A home equity line of credit (HELOC) is a close cousin of the HELoan.