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The working spouse’s Social Security benefits significantly contribute to their combined retirement income, making it imperative that they both understand and effectively manage their spousal ...
According to the 2024 Social Security Statistical Supplement, there are about 1.98 million people actively receiving a spousal benefit from Social Security. The average monthly benefit was $890.24 ...
Can you claim spousal Social Security benefits before reaching your own full retirement age? Sure. However, your benefits will be reduced by 25/36 of 1% for each month you receive benefits before ...
As it is with regular Social Security benefits, you don't have to claim spousal benefits at your full retirement age; you can claim starting at age 62, but your monthly benefit will be reduced ...
Qualifying for these benefits is pretty straightforward, but determining whether you'll actually receive them is a little more complicated. Here's How to Tell if You Qualify for Spousal Social ...
Social Security spousal benefits are based on the PIA of the primary earning spouse. You can receive up to 50% of your spouse's PIA assuming you've reached full retirement age. For example, if ...