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The automobile insurance industry generally supports graduated licensing. However, some youth rights advocates have accused insurance companies of charging premiums to new and young drivers in GDL jurisdictions that are not substantially less than premiums in non-GDL jurisdictions, even though graduated licensing supposedly reduces the risk of accidents.
Provisional licensees are only permitted to drive between 5:00 a.m. and midnight, with exceptions for work, family, school and medical purposes, or when accompanied by a licensed driver 21 years of age or older. Additionally, provisional licensees may only transport one passenger under the age of 21 who is not a member of their immediate family.
The laws regulating driving (or "distracted driving") may be subject to primary enforcement or secondary enforcement by state, county or local authorities. [1]All state-level cell phone use laws in the United States are of the "primary enforcement" type — meaning an officer may cite a driver for using a hand-held cell phone without any other traffic offense having taken place — except in ...
Even one incident can raise rates substantially. New drivers with very brief driving histories often pay more. Location: Insurance costs vary widely by state and ZIP code. Urban areas with more ...
Taking on a job with a shorter commute, retiring, driving less than 7,500 miles a year or moving to a new state or ZIP code can all affect your driving habits — and the way your insurance ...
When driving without insurance, Oregon drivers should be aware that fees are typically charged for reinstating a license, filing SR-22 forms, verifying insurance, retrieving a vehicle from ...