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  2. Is it better to pay off your credit card or keep a balance? - AOL

    www.aol.com/finance/better-pay-off-credit-card...

    To maintain a good credit score, it is best to pay off credit card balances in full every month. In a perfect world, no one would ever carry a balance on a credit card.

  3. Should you pay off your car loan early? - AOL

    www.aol.com/finance/pay-off-car-loan-early...

    That extra amount should go directly toward the principal, especially if you specify that intention when you make your payment. Use an auto loan early payoff calculator to find out how much you ...

  4. 5 Credit Card Payoff Tips From Experts at the Women in Money ...

    www.aol.com/finance/5-credit-card-payoff-tips...

    And many card holders are tempted to keep using their credit cards to earn rewards or cover expenses even as they carry a balance. In fact, 67 percent of Americans with credit card debt still ...

  5. Debt snowball method - Wikipedia

    en.wikipedia.org/wiki/Debt_snowball_method

    Since the example omits interest, any payment order could pay off the debts in the same amount of time, but the snowball method avoids long waits between successive payoffs. If the debtor had prioritized debts in the reverse order, the first payoff (Card A) would have taken ten months and the rest an additional seven.

  6. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    Consumers commonly pay off a large portion of their credit card debt in the first fiscal quarter of the year because this tends to be when people receive holiday bonuses and tax refunds. [9] Credit card debt tends to increase throughout the rest of the year. [3] Credit card debt is said [clarification needed] to be higher in industrialized ...

  7. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...