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2. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

3. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   You’ll be responsible for depositing a monthly payment into an account the debt settlement company sets up. The process typically takes between 12 and 48 months. These companies charge a ...

4. How to negotiate a debt settlement - AOL

   www.aol.com/finance/negotiate-debt-settlement...

   Hiring a debt settlement company vs. DIY debt settlement. If the process of settling debt with multiple creditors or debt collection agencies sounds overwhelming, you might consider hiring a debt ...

5. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Choose a debt settlement company that provides clear and transparent information about its fees, services and the debt relief process. Debt settlement outcomes can vary depending on individual ...

6. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Credit card debt settlement, also called debt relief or debt adjustment, is a process in which a lender lets you pay off your credit card for less than your outstanding balance.

7. What are debt relief companies and how do they work? - AOL

   www.aol.com/finance/debt-relief-companies-look-3...

   Debt relief can take three forms: debt settlement, consolidation and management. ... Debt consolidation is the process of merging multiple accounts into one to streamline and simplify repayment ...

8. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   By understanding the debt settlement process, preparing effectively and exploring alternatives, you can take control of your financial future. Remember, seeking assistance from financial ...

9. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt settlement. Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these ...