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  2. Substantially Equal Periodic Payments (SEPP), explained - AOL

    www.aol.com/finance/substantially-equal-periodic...

    Financial support: SEPP plans allow individuals to receive a regular income from their retirement without penalties until they reach 59 ½. This plan can help provide financial support during the ...

  3. 401(k) withdrawal rules: What to know before cashing out ...

    www.aol.com/finance/what-are-401k-withdrawal...

    Based on 401(k) withdrawal rules, if you withdraw money from a traditional 401(k) before age 59½, you will face — in addition to the standard taxes — a 10% early withdrawal penalty. Why?

  4. A 50-year-old man used an obscure IRS rule to withdraw $20K a ...

    www.aol.com/finance/50-old-man-used-obscure...

    Advantages: The primary benefit is avoiding the 10% early-withdrawal penalty, preserving more of your retirement savings. Disadvantages : SEPP withdrawals must be maintained for the required duration.

  5. Fidelity Advises Saving and Withdrawing This Much for Retirement

    www.aol.com/much-save-withdraw-retirement...

    Fidelity’s researchers assumed no pension income, continuous employment (no layoffs), uniform wage growth and contribution amounts increasing with the wage growth. They also stress tested their ...

  6. 5 ways to avoid taking early withdrawals on your 401(k ... - AOL

    www.aol.com/finance/5-ways-avoid-taking-early...

    First-time home buyers: If you’re looking to make a down payment on your first home, the IRS allows you to withdraw up to $10,000 from an IRA penalty-free. But you’ll want to work to rebuild ...

  7. Substantially equal periodic payments - Wikipedia

    en.wikipedia.org/wiki/Substantially_equal...

    Substantially equal periodic payments (SEPP) are one of the exceptions in the United States Internal Revenue Code that allows a retiree to receive payments before age 59 1 ⁄ 2 from a retirement plan or deferred annuity without the 10% early distribution penalty under certain circumstances.

  8. Experts: How To Use Retirement Savings in Emergencies ... - AOL

    www.aol.com/finance/experts-retirement-savings...

    Your retirement savings account is meant to be an untouchable, long-term investment designed to compound and grow over decades.. To encourage this mindset, the IRS slaps a 10% early withdrawal ...

  9. Early withdrawal rules for retirement plans may be too strict ...

    www.aol.com/finance/early-withdrawal-rules...

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