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  2. This CPA dad opened these investment accounts for his babies ...

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    And thanks to the SECURE Act 2.0, any unused money in a 529 plan, that’s been open for at least 15 years, can be rolled over into a Roth IRA for the beneficiary. That provision, which begins in ...

  3. 'As good a death as possible': This WSJ money expert with ...

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  4. 7 best investing platforms for 2025: Low-cost options to put ...

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    SoFi was founded in 2011 as a student loan refinancing company. In 2019, SoFi — , short for Social Finance — expanded into investment services, offering a user-friendly platform to new investors.

  5. Uniform Gifts to Minors Act - Wikipedia

    en.wikipedia.org/wiki/Uniform_Gifts_to_Minors_Act

    Under the UGMA or UTMA, the ownership of the funds works like it does with any other trust and the donor must appoint a custodian (the trustee) to look after the account for the benefit of the beneficiary. [citation needed] Until 1986, a UGMA or UTMA account allowed the assets to be taxed at the minor's income tax bracket. Tax law changes in ...

  6. Child trust fund - Wikipedia

    en.wikipedia.org/wiki/Child_Trust_Fund

    Child trust funds were opposed by the Liberal Democrats at the 2005 general election with the manifesto pledging to move the money into early years programmes instead. . Liberal Democrats have variously argued that recipients may spend the money unwisely, that the policy is overly restrictive in not allowing parents to access the money, and that the money could better be spent on pre-school ...

  7. Baby bonds - Wikipedia

    en.wikipedia.org/wiki/Baby_bonds

    In Hungary, babies born after December 31, 2005 receive a tax-free savings bond with a value of approximately 40,000 forints ($185 in 2005), which is kept in a special bank account until the child turns 18. Children in need receive an additional payment at age 7 and 14.

  8. Grantor retained annuity trust - Wikipedia

    en.wikipedia.org/wiki/Grantor_retained_annuity_trust

    A grantor transfers property into an irrevocable trust in exchange for the right to receive fixed payments at least annually, based on original fair market value of the property transferred. [2] At the end of a specified time, any remaining value in the trust is passed on to a beneficiary of the trust as a gift. Beneficiaries are generally ...

  9. WSJ money guru, 61, preached saving and investing ... - AOL

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    Jonathan Clements followed his own advice. WSJ money guru, 61, preached saving and investing enough money to live past 90 — then he got a devastating cancer diagnosis.