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2. Are Sallie Mae student loans federal or private? - AOL

   www.aol.com/finance/sallie-mae-student-loans...

   Perkins loans are need-based and have a fixed rate of 5%, while direct subsidized and unsubsidized loans are available to all undergraduates, with an interest rate of 5.50%. Parent PLUS loans are ...

3. How to Find a Fixed-Rate Credit Card - AOL

   www.aol.com/news/fixed-rate-credit-card...

   What Are Fixed-Rate Credit Cards? Most credit cards today have a variable annual percentage rate, meaning the interest rate will go up or down based on the benchmark rate, such as the prime rate. ...

4. The 8 Best Student Credit Cards of October 2022 - AOL

   www.aol.com/finance/8-best-student-credit-cards...

   Student credit cards are a great resource for students to safely build credit — and they can make paying for things like books and groceries a lot easier. But students who have never managed ...

5. U.S. prime rate - Wikipedia

   en.wikipedia.org/wiki/U.S._Prime_Rate

   The prime rate is used often as an index in calculating rate changes to adjustable rate mortgages (ARM) and other variable rate short term loans. It is used in the calculation of some private student loans. Many credit cards with variable interest rates have their rate specified as the prime rate (index) plus a fixed value commonly called the ...

6. Student loan - Wikipedia

   en.wikipedia.org/wiki/Student_loan

   [40] [41] [42] There is a comparison between these accounts and the college credit card trend in America during the 2000s, though the amounts owed by students on their student loans are almost always higher than the amount owed on credit cards. [43] Student loans cannot be discharged in a bankruptcy proceeding unless the debtor can demonstrate ...

7. Fixed vs. variable interest rates: How these rate types work ...

   www.aol.com/finance/fixed-vs-variable-interest...

   Here’s an example of how to keep rates low on financing. Say you take out a fixed-rate personal loan to pay down high-interest credit card debt when the Fed rate is at an all-time high. Since ...