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  2. Does mortgage prequalification affect your credit score? - AOL

    www.aol.com/finance/does-mortgage...

    Lower your credit utilization: You want to keep your balance low relative to your credit line. If you have a credit card with a $2,000 limit, you don’t want to exceed 30 percent usage (about $650).

  3. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    Agreeing to see prequalified offers isn’t an official application for credit, and it won’t hurt your credit score — whether you do it through an individual credit card company or through a ...

  4. How to get preapproved for a mortgage - AOL

    www.aol.com/finance/preapproved-mortgage...

    For this reason, it’s important to check your credit report before your lender does, in case there are errors that could impact your ability to get preapproved and obtain a favorable mortgage rate.

  5. Prequalified vs. preapproved: What’s the difference? - AOL

    www.aol.com/finance/prequalified-vs-preapproved...

    Prequalifying involves providing some basic financial info to get a general idea of whether you can get a mortgage, how much you could borrow and the interest rate. For a preapproval, lenders do a ...

  6. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Once you understand how credit inquiries affect your credit score, you can make smart decisions about when to apply for new credit. Checking your credit score does not lower it, so feel free to ...

  7. Mortgage prequalification vs. preapproval: How to time these ...

    www.aol.com/finance/mortgage-prequalification-vs...

    Prequalifying for a mortgage helps you to understand how much home you might afford before you shop, with benefits that include: Quick process. You can submit your info in minutes.

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