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  2. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/news/2013-09-06-preapproved-credit...

    By contrast, if you're responding to a pre-approved offer, you already know that you've got a good chance of getting approved. Matt Brownell is the consumer and retail reporter for DailyFinance.

  3. 5 Ways to Qualify for the Best Credit Cards - AOL

    www.aol.com/5-ways-qualify-best-credit-190022711...

    2. Check for pre-approval offers. Many card issuers have a pre-approval process. When you're pre-approved for a card, it means that card fits your current credit profile. It's not a guarantee you ...

  4. The Best Instant Approval Credit Cards of 2025 - AOL

    www.aol.com/finance/5-best-instant-approval...

    Alternative Approval Criteria: Approvals are based on cash flow instead of just credit score. Things to Keep in Mind: High APR: The variable APR ranges from 29.24% to 31.24%, making it crucial to ...

  5. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  6. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

  7. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/.../preapproved-credit-card-offers-facts

    But physical junk mail is a bit tougher to disregard -- especially when it's a big, bulky envelope from a bank with a pre-approved credit card Pre-Approved Credit Card Offers: 4 Things You Really ...

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