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You can use a calculator or the simple interest formula for amortizing loans to get the exact difference. For example, a $20,000 loan with a 48-month term at 10 percent APR costs $4,350.
How do you refinance a car? Find out what steps to take when refinancing a car, including how to choose the best lender with the most competitive loan rates.
Fed rate cuts could make auto loans a better deal. If your current auto loan is high-interest, see if you can save money by refinancing your car.
Title transfer fees: Some states require you to pay a title transfer fee when refinancing a car loan. This is because the old lender has to transfer your car's title to the new lender.
Refinancing a car loan comes with fees that will ultimately impact your overall savings. Before you refinance, talk to your current lender about any fees you'll have to pay, like a prepayment penalty.
The cost of keeping your vehicle on the road each month is a challenge for many. Monthly payments on cars have soared — an average monthly payment of $533 for used vehicles and $726 if you buy ...
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