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A third-party collector for a hospital bill would be covered under the Fair Debt Collection Practices Act. Hospitals are prohibited from discriminating against or providing substandard care for patients who appear impoverished or homeless, are not well-dressed or well-groomed, or exhibit signs of mental illness or intoxication.
The class received refunds or bill adjustments of 35% off their bills from Scripps, at a value of $73 million. [3] Cincotta v. California Emergency Physicians Medical Group. A class of nearly 100,000 uninsured patients who received emergency room care from CEP Medical Group alleged they were charged excessive and unfair rates for medical ...
The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.
Attorneys filed a class action claim arguing the for-profit hospital is violating a state law protecting low-income patients. MountainView Regional Medical Center sued over aggressive debt collections
A 2021 law protects New Mexicans below a certain income threshold from lawsuits and collections proceedings over medical bills.
The No Surprises Act, which was signed into law in 2020, protects people from getting surprise medical bills when they get medical services from an out-of-network provider at an in-network ...
U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]
Common reasons for consumer complaints against debt collection practices According to the CFPB , the primary complaints against debt collectors include: Efforts to recover debts that are not due ...