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  2. United Bank Limited - Wikipedia

    en.wikipedia.org/wiki/United_Bank_Limited

    United Bank Limited (UBL) is a Pakistani commercial bank headquartered in Karachi. [2] It is a subsidiary of British multinational conglomerate, Bestway Group . It is listed on the Pakistan Stock Exchange and it has been designated as a domestic systemically important bank (D-SIB) by the State Bank of Pakistan .

  3. Profit and loss sharing - Wikipedia

    en.wikipedia.org/wiki/Profit_and_loss_sharing

    Profits generated are shared between the parties according to a pre-agreed ratio. If there is a loss, rabb-ul-mal will lose his capital, and the mudarib party will lose the time and effort invested in the project. The profit is usually shared 50%-50% or 60%-40% for rabb ul mal-mudarib.

  4. List of banks in Pakistan - Wikipedia

    en.wikipedia.org/wiki/List_of_banks_in_Pakistan

    UBL Islamic Banking; HBL Islamic Banking; NBP Islamic Banking; Bank Al Habib Islamic Banking; Bank of Punjab Islamic Banking; Faysal Bank (Islamic) HabibMetro (Sirat Islamic Banking) Silk Bank (Emaan Islamic Banking) Bank Of Khyber (Islamic Window) These are the names of Islamic banks having accreditation licenses from the State Bank of Pakistan.

  5. Islamic finance products, services and contracts - Wikipedia

    en.wikipedia.org/wiki/Islamic_finance_products...

    In Islamic banking return is measured as "expected profit rate" rather than interest. [169] [170] "Demand deposits" of Islamic financial institutions, which provide no return, are structured with qard al-hasana (also known as qard, see above in Charitable lending) contracts, or less commonly as wadiah or amanah contracts, according to Mohammad ...

  6. Islamic banking and finance - Wikipedia

    en.wikipedia.org/wiki/Islamic_banking_and_finance

    As of 2007, this kind of swap had the largest market of any variety of swaps.) [406] According to Harris Irfan, the Islamic finance market is "awash" with "profit rate swap" contracts, [407] including a global standard developed by the IIFM and International Swaps and Derivatives Association. [407] [408] In Malaysia, the "Islamic Profit Rate ...

  7. Challenges in Islamic finance - Wikipedia

    en.wikipedia.org/wiki/Challenges_in_Islamic_finance

    Although Islamic banking forbids interest, its "profit rates" often are benchmarked to interest rates. Islamic banker Harris Irfan states "there is no question" that benchmarks such as LIBOR "continue to be a necessary metric" for Islamic banks, and that the "overwhelming majority of scholars have come to accept this, however imperfect a ...

  8. Sharia and securities trading - Wikipedia

    en.wikipedia.org/wiki/Sharia_and_securities_trading

    A standard used "to facilitate" the Islamic Profit Rate Swap [43] is the Islamic Derivative Master Agreement (IDMA), issued by Malaysia's central bank, the Bank Negara Malaysia, in 2007. [ 53 ] Wa'd

  9. National Bank of Pakistan - Wikipedia

    en.wikipedia.org/wiki/National_Bank_of_Pakistan

    As a result, NBP and United Bank Limited merged their UK operations to form Pakistan International Bank, with NBP holding a 45% stake and United Bank owning 55%. In 2002, Pakistan International Bank was renamed United National Bank Limited (UNB), maintaining the same ownership structure.

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