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No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
$60,000 bodily injury liability per accident. $10,000 property damage liability per accident. $25,000 uninsured motorist bodily injury per person. $50,000 uninsured motorist bodily injury per accident
Uninsured motorist coverage: In Florida, uninsured motorist bodily injury is available to provide medical coverage for you and your passengers if you are hit by someone with no bodily injury ...
An accident report must be filed with a police officer for any accident you are involved in with injuries or damages exceeding $1,000, or in which any driver is uninsured. It is typically best ...
Systematic motor-vehicle safety efforts began during the 1960s. In 1960, unintentional injuries caused 93,803 deaths; [5] 41% were associated with motor-vehicle crashes. In 1966, after Congress and the general public had become thoroughly horrified by five years of skyrocketing motor-vehicle-related fatality rates, the enactment of the Highway Safety Act created the National Highway Safety ...
Bodily injury liability (BI): Bodily injury liability coverage is optional in Florida but highly recommended by most insurance experts. If you are at fault in the accident, bodily injury will pay ...