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  2. What are guaranteed mortgage loans? - AOL

    www.aol.com/finance/guaranteed-mortgage-loans...

    The funds for guaranteed mortgages come from private-sector lenders, but the loan is backed by a guarantor, typically a government agency, that will pay out money to the lender if the borrower ...

  3. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    There are bad credit home loans ... you’ll almost certainly pay a higher interest rate on your home loan if you’re approved for one. ... could cost you an extra $377 per month on your mortgage ...

  4. Best mortgage lenders for bad credit in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-bad...

    If you were to improve your credit and get a lower rate of 6.9 percent instead, your monthly payment would drop to $2,305, and you’d pay $479,920 in interest for the duration of the loan. That ...

  5. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    The Federal Housing Administration (FHA) insures FHA loans, which allows mortgage lenders to accept a credit score as low as 580 with a 3.5 percent down payment, or 500 with a 10 percent down payment.

  6. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    That’s because mortgage lenders review your debt-to-income (DTI) ratio through the lens of monthly payments. If your student loan payment, for example, is higher than your minimum credit card ...

  7. 5 Reasons You Can Be Denied a Mortgage -- Even if Your Credit ...

    www.aol.com/5-reasons-denied-mortgage-even...

    So, if you have pre-tax household income of $10,000 per month, no more than $4,500 can go towards debt repayment, at least for the purposes of mortgage approval. Your employment history isn't solid

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