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The New York State Department of Motor Vehicles (NYSDMV or DMV) is the department of the New York state government [1] responsible for vehicle registration, vehicle inspections, driver's licenses, learner's permits, photo ID cards, and adjudicating traffic violations. Its regulations are compiled in title 15 of the New York Codes, Rules and ...
Mortgage application fees, paid by the buyer to the lender, to cover the costs of processing their loan application. In some cases, the buyer would pay the lender the application directly and prior to closing, while in other cases the fee is part of the buyer's closing costs payable at closing.
Once you pay off your mortgage, the mortgage lender — also referred to as the “trustee” — creates the deed of reconveyance document. The lender then signs this document and has it notarized.
Therefore, it behooves purchasers and mortgage lenders to record their deeds or mortgages, respectively, to prevent this outcome. Once an instrument affecting the title to real estate has been recorded, the law holds that everyone is deemed to know of its existence, even if they have not searched the records in the recorder's office.
If repaid on time, the lender would reinvest title using a reconveyance deed. This was the mortgage by conveyance (aka mortgage in fee) or, when written, the mortgage by charter and reconveyance [8] and took the form of a feoffment, bargain and sale, or lease and release. Since the lender did not necessarily enter into possession, had rights of ...
1200 GOVERNMENT RECORDING & TRANSFER CHARGES. 1201 - Recording Fees; This is the cost of updating relevant government records 1202 - City/County Tax/Stamps; Unavoidable government charge 1203 - State Tax/Stamps; Unavoidable government charge 1204 - Electronic Recording Fee; Many counties now allow documents to be recorded electronically.
A property abstract is a summary of the legal documents that chronicle transactions associated with a particular parcel of land.Generally included are references to deeds, mortgages, wills, probate records, court litigations, and tax sales—basically, any legal document that affects the property.
Mortgage Electronic Registration Systems, Inc. (MERS) is an American privately held corporation. [1] MERS is a separate and distinct corporation that serves as a nominee on mortgages after the turn of the century and is owned by holding company MERSCORP Holdings, Inc., which owns and operates an electronic registry known as the MERS system, which is designed to track servicing rights and ...