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Why bond funds are a low-risk retirement investment While not as safe as HYSAs or CDs, bond funds offer great diversification by spreading your money across bonds from many different issuers.
Municipal bonds can be an attractive alternative to annuities if you’re looking for bonds that generate consistent income with low credit risk. Tax-free municipal bonds may be even better since ...
Bond Alternative: Secured Debt Likewise, I earn 8-12% on debt investments, in contrast to the current series EE Treasury bond rate of 2.6%. Sure,Treasury bonds come with lower default risk.
These funds invest at least 80 percent of assets in municipal bonds, and, as we discussed earlier, interest income from municipal bonds is generally exempt from federal income tax.
In 1981, US Treasury bonds paid over 15% interest. Today they pay under 2% interest. Perpetual low interest rates have become the new normal in the 21st Century. That makes it far harder to retire ...
EE-bonds, on the other hand, only pay 0.2 percent, making them a poor short-term alternative. But if you hold EE-bonds for 20 years, you're guaranteed to double your money -- which equates to an ...
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