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  2. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  3. Why some US bank deposits are held up days after ... - AOL

    www.aol.com/finance/why-us-bank-deposits-held...

    Why some US bank deposits are held up days after 'processing error' delayed 850,000 payments. David Hollerith. November 7, 2023 at 3:43 PM.

  4. 13 common bank fees you shouldn't be paying — and how to ...

    www.aol.com/finance/avoid-common-bank-fees...

    9. Lost debit card replacement fees. 💵 Typical cost: $5 to $15 for rush delivery Many banks will send you a new debit card for free if yours is lost, stolen or damaged. But you may pay a fee ...

  5. Why Was My Credit Card Declined? 4 Common Reasons - AOL

    www.aol.com/2013/10/06/why-was-my-credit-card...

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  6. Dispute (credit card) - Wikipedia

    en.wikipedia.org/wiki/Dispute_(credit_card)

    In a credit card or debit card account, a dispute is a situation in which a customer questions the validity of a transaction that was registered to the account.. Customers dispute charges for a variety of reasons, including unauthorized charges, excessive charges, failure by the merchant to deliver merchandise, defective merchandise, dissatisfaction with the product(s) or service(s) received ...

  7. Payment card interchange fee and merchant discount antitrust ...

    en.wikipedia.org/wiki/Payment_Card_Interchange...

    Debit cards and transactions in the ten states that prohibit credit-card surcharges will not be affected. Many large retailers, such as Wal-Mart and Target have opted not to impose surcharges. [ 12 ] In the event of a return, surcharges are refunded along with the purchase price of the merchandise. [ 13 ]

  8. Is Your Social Security Payment Late? Here’s What To Do - AOL

    www.aol.com/finance/social-security-payment...

    If you suspect a late payment is due to a change in your personal banking details — or because of an address change — or any other substantive reason, you need to call your local Social ...

  9. Dishonoured cheque - Wikipedia

    en.wikipedia.org/wiki/Dishonoured_cheque

    The depositor's bank will debit the amount of the cheque from the depositor's account into which it had been deposited, as well as a service fee. Depending on the reason for a cheque being dishonoured, the depositor may determine whether to re-submit the cheque, hoping it will be paid on a second attempt, or else proceed immediately with ...

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