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  2. Debt consolidation without a loan: Here’s how to do it

    www.aol.com/finance/alternatives-debt...

    A debt consolidation loan can simplify debt repayment and even help you save money in the long run. But for it to be effective, you must identify and address the financial habits that led to the ...

  3. What is a debt consolidation loan — and can it help you lower ...

    www.aol.com/finance/what-is-a-debt-consolidation...

    A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

  4. How do you qualify for a debt consolidation loan?

    www.aol.com/finance/qualify-debt-consolidation...

    Depending on the loan terms, you could save money on interest and pay off your total debt sooner with a low interest debt consolidation loan. It lets you roll multiple high-interest debts into a ...

  5. How to get a debt consolidation loan with bad credit

    www.aol.com/finance/debt-consolidation-loan-bad...

    Bankrate tip. Check with your bank or credit card issuer to see if it offers tools that allow you to see your credit score for free. 2. Shop around

  6. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    You’re not alone if you’re carrying large amounts of debt across multiple credit cards and loans. According to the Federal Reserve Bank of New York , total household debt reached $17.5 ...

  7. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Bankrate’s take:Debt consolidation loanscan be used for consolidating credit card debt, medical debt and student loan debt. 4. Peer-to-peer loan. Peer-to-peer (P2P) lending platforms pair ...

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