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2. Refinancing a home equity loan: When and how to do it - AOL

   www.aol.com/finance/refinancing-home-equity-loan...

   The best reason to refinance a home equity loan is if interest rates have dropped since you borrowed the first time. Just be sure to consider your timeline for staying in the home, be aware of any ...

3. Cash-out refinance explained: How it works — and when ... - AOL

   www.aol.com/finance/what-is-cash-out-refinance...

   After years of building equity in your home, you might find yourself needing access to funds. Indeed, the average U.S. homeowner now has about $207,000 in "tappable" equity – that is, funds they ...

4. Should you use a home equity loan to remodel or ... - AOL

   www.aol.com/finance/home-equity-loan-for...

   💡 Refinancing tips: Because the primary benefit of refinancing is to secure a lower rate than what you’re currently paying, it’s best to refinance when mortgage rates are low and you plan ...

5. HELOC rates tumble at the start of 2025; home equity loan ...

   www.aol.com/finance/heloc-rates-tumble-start...

   New year, new low in home equity rates. The $30,000 home equity line of credit (HELOC) plunged nine basis points to an average of 8.27 percent — its lowest level in a year and a half, according ...

6. 4 ways to get equity out of your home — and what to know ...

   www.aol.com/finance/how-to-get-equity-out-of...

   Generally, lower LTVs tend to qualify for the best rates. For home equity loans, finding your LTV typically involves an updated appraisal of your property to determine its current value, which ...

7. How much equity do you need to refinance? - AOL

   www.aol.com/finance/much-equity-refinance...

   The LTV ratio and home equity requirements for refinancing vary based on the lender and the type of refinance you’re seeking. Compare: Current refinance rates Home equity requirements by loan type