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Peer-to-peer carsharing is a form of person-to-person lending or collaborative consumption, as part of the sharing economy. [1] The business model is closely aligned with traditional car clubs such as Streetcar or Zipcar (est. in 2000), [2] but replaces a typical fleet with a ‘virtual’ fleet made up of vehicles from participating owners. [3]
A peer-to-peer network is designed around the notion of equal peer nodes simultaneously functioning as both "clients" and "servers" to the other nodes on the network. [17] This model of network arrangement differs from the client–server model where communication is usually to and from
A desire to peer with the upstream transit provider of the peered network. Abuse of the interconnection by the other party, such as pointing default or utilizing the peer for transit. Instability of the peered network, repeated routing leaks, lack of response to network abuse issues, etc.
The key characteristics of peer-to-peer asset management are: it is conducted for profit; it is open to all, without minimum investment volumes; no necessary common bond or prior relationship between strategy providers and investors; intermediation by a peer-to-peer asset manager or strategy exchange; transactions take place on-line;
The sharing economy is a socio-economic system whereby consumers share in the creation, production, distribution, trade and consumption of goods, and services. These systems take a variety of forms, often leveraging information technology and the Internet, particularly digital platforms, to facilitate the distribution, sharing and reuse of excess capacity in goods and services.
It describes a model of socio-economic production in which large numbers of people work cooperatively; usually over the Internet. Commons-based projects generally have less rigid hierarchical structures than those under more traditional business models. One of the major characteristics of the commons-based peer production is its non-profit scope.
However, if there is a requirement for bank or credit card, its not a real peer-to-peer anymore. There are some loopholes that some thieves have exploited. For example, Venmo's platform makes it look as though a payment is registered and complete immediately when the button is clicked, but the actual transaction does not process for a couple of ...
LendingClub is a financial services company headquartered in San Francisco, California. [6] It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market.