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  2. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    States with modified comparative negligence. States with modified comparative negligence rules only allow drivers to claim damages if they are under a set threshold of fault, either 50 percent or ...

  3. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida 's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.

  4. Alabama car insurance laws - AOL

    www.aol.com/finance/alabama-car-insurance-laws...

    Car insurance laws in Alabama. Nearly every state requires a certain amount of insurance coverage for all motorists and Alabama car insurance requirements are no different. While there are a ...

  5. Arizona car insurance laws - AOL

    www.aol.com/finance/arizona-car-insurance-laws...

    Arizona is a comparative negligence state. If two drivers are both somewhat responsible for an accident, the insurance companies will assign a percentage to their fault.

  6. Li v. Yellow Cab Co. - Wikipedia

    en.wikipedia.org/wiki/Li_v._Yellow_Cab_Co.

    The plaintiff (Li) had attempted to cross three lanes of oncoming traffic to enter a service station; the defendant's (Yellow Cab Co.) driver was traveling at an excessive speed when he ran a yellow light just before striking the plaintiff's car. The doctrine of contributory negligence in California law at the time would have prevented any ...

  7. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    This type of coverage is meant to prevent the possibility that a motorist will have to pay for medical expenses and property damage to his vehicle as a result of the accident with the underinsured at-fault motorist. The ramifications related to being hit by an underinsured motorist vary by individual state laws. [citation needed]

  8. These states are increasing minimum coverage ... - AOL

    www.aol.com/finance/states-increasing-minimum...

    A new year brings new beginnings and, in some states, new car insurance laws. If you live in California, Utah or Virginia, effective Jan. 1, 2025, your state’s minimum car insurance requirements ...

  9. Insurance bad faith - Wikipedia

    en.wikipedia.org/wiki/Insurance_bad_faith

    Insurance bad faith is a tort [1] unique to the law of the United States (but with parallels elsewhere, particularly Canada) that an insurance company commits by violating the "implied covenant of good faith and fair dealing" which automatically exists by operation of law in every insurance contract.