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Rather, the homeowner’s association (HOA) pays for insurance on the building. With a co-op, you are not a homeowner, but rather a shareowner of the corporation that owns the building.
Together with an open peril, a.k.a. "special form" policy, these two groupings of named perils allow the insurer to offer a choice among three types of policy, with three levels of coverage, which can be priced in a fair and accurate manner and appeal to a variety of resident homeowners as well as owners of apartment buildings and condominium ...
Insurance is getting harder to find and more expensive in much of the country. Just ask homeowners' associations. Mirroring trends in the single-family home market, insurers are boosting premiums ...
In OCIP, all construction, materials, hazard, workers' compensation, environmental, terrorism, and other building-related insurance is purchased by the property owner as part of a single policy from a single insurer. Thus, property owners benefit from OCIP in that all insurance costs are collected into a single policy premium, rather than ...
Landlords' insurance is an insurance policy that covers a property owner from financial losses connected with rental properties. [1] The policy covers the building, with the option of insuring any contents that belong to the landlord that are inside.
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