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  2. 16% of Americans Have Poor Credit. Here's How to Boost ... - AOL

    www.aol.com/16-americans-poor-credit-heres...

    Poor credit can limit your borrowing options. Read on to see how you can give your credit score a lift.

  3. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]

  4. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    2004 study found the median credit score for whites in 2001 was 738, but the median credit score for African Americans was 676 and for Hispanics was 670. [37] 2004 research study found fewer than 40% of consumers who lived in high-Black Indigenous and people of color [BIPOC] neighborhoods had credit scores of over 701. [38]

  5. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Credit scores usually range from 300 to 850 showing the customer's creditworthiness. A customer with a high credit score shows that they are creditworthy and banks will have no problem giving them a loan. If a customer has a low credit score then banks would be hesitant to give out a loan and if they do it might be with a higher interest rate.

  6. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    These three-digit scores typically range from 300 to 850 (although industry-specific scores can use a broader range of 250 to 900). ... FICO Auto score 9. FICO Auto score 10. Credit card lending ...

  7. What is an excellent credit score? - AOL

    www.aol.com/finance/excellent-credit-score...

    Since 35 percent of your credit score is based on your payment history, making on-time payments is one of the best things you can do to boost your credit score. Start paying down your balances.

  8. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

  9. Here's the Credit Score Range You Need to Get the Best ... - AOL

    www.aol.com/heres-credit-score-range-best...

    A perfect credit score, or even being in the highest tier, is not necessary to get a great mortgage rate. Instead, the trick is to be in the highest range : 760 to 850. Getting there can make a ...

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