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A Principal protected note (PPN) is an investment contract with a guaranteed rate of return of at least the amount invested, and a possible gain.. Although traditional fixed income investments such as guaranteed investment certificates (GICs) and bonds provide investment security with little or no risk of capital loss, they provide modest returns.
A late fee, also known as an overdue fine, late fine, or past due fee, is a charge fined against a client by a company or organization for not paying a bill or returning a rented or borrowed item by its due date.
Medal of the Order of the Defender of the Realm (PPN) (1978) [5] Commander of the Order of Loyalty to the Crown of Malaysia (PSM) – Tan Sri (2010) [5] Kedah : Knight Companion of the Order of Loyalty to the Royal House of Kedah (DSDK) – Dato' (1997) [5] Malacca : Grand Commander of the Exalted Order of Malacca (DGSM) – Datuk Seri (2004) [6]