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2. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   Death benefits are the primary feature of life insurance policies, and they provide a lump sum payment to the beneficiaries of the policyholder in the event of the policyholder's death. The amount of the death benefit is typically determined at the time the policy is purchased, and it is based on factors such as the policyholder's age, health ...

3. I’m Almost 40 and Looking for Life Insurance. What’s a Good ...

   www.aol.com/m-almost-40-looking-life-201916430.html

   With life insurance, you can leave your loved ones with a sum of money in the event of your passing. And the younger you are when you buy life insurance, the more affordable it might be.

4. Insurance policy - Wikipedia

   en.wikipedia.org/wiki/Insurance_policy

   Subject to the "fortuity principle", the event must be uncertain. The uncertainty can be either as to when the event will happen (e.g. in a life insurance policy, the time of the insured's death is uncertain) or as to if it will happen at all (e.g. in a fire insurance policy, whether or not a fire will occur at all). [4]

5. Term life insurance - Wikipedia

   en.wikipedia.org/wiki/Term_life_insurance

   Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

6. Insurance - Wikipedia

   en.wikipedia.org/wiki/Insurance

   This leads to widespread use of life insurance as a tax-efficient method of saving as well as protection in the event of early death. In the United States, the tax on interest income on life insurance policies and annuities is generally deferred. However, in some cases the benefit derived from tax deferral may be offset by a low return. This ...

7. Accidental death and dismemberment insurance - Wikipedia

   en.wikipedia.org/wiki/Accidental_death_and...

   Unlike traditional life insurance, which only pays out in the event of death, AD&D insurance provides additional coverage in case the insured experiences a serious injury or loses a limb or other body part due to an accident.