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  2. They lost their home insurance policies. Then came the fires

    www.aol.com/news/lost-home-insurance-policies...

    Last year, Francis Bischetti said he learned that the annual cost of the homeowners policy he buys from Farmers Insurance for his Pacific Palisades home was going to soar from $4,500 to $18,000 ...

  3. One study shows 15% to 20% of Floridians dropped their home insurance. ... those homeowners can't afford to pay for a catastrophic loss to their property out of pocket," he told CBS News Miami.

  4. Many Florida homeowners are self-insuring amid surging ... - AOL

    www.aol.com/finance/many-florida-homeowners-self...

    Research shows 15% to 20% of Floridians are forgoing home insurance. ... costs — but can they afford to risk paying for a 'catastrophic' loss out of pocket? ... you paying as little as $29/month.

  5. How the devastating Los Angeles fires could deepen ... - AOL

    www.aol.com/news/devastating-los-angeles-fires...

    The massive fires that have destroyed much of Pacific Palisades and demolished more than 2,000 homes in Los Angeles County threaten an effort to fix California's troubled home insurance market.

  6. Insurance-linked security - Wikipedia

    en.wikipedia.org/wiki/Insurance-linked_security

    An insurance-linked security (ILS) is a financial instrument whose value is driven by insurance loss events. Those such instruments that are linked to property losses due to natural catastrophes represent a unique asset class , the return from which is uncorrelated with that of the general financial market .

  7. Thousands of US communities forgo federal flood insurance - AOL

    www.aol.com/thousands-us-communities-forgo...

    FEMA manages the NFIP, which Congress created in 1968 with the National Flood Insurance Act. Homeowners, businesses, and renters can buy flood coverage through the NFIP Direct system or more than ...

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