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2. Mortgage rate lock: What it is and when you should use one - AOL

   www.aol.com/finance/mortgage-rate-lock-one...

   Federal Reserve: The central bank of the U.S. doesn’t directly set fixed home loan rates, but when the Fed raises its key borrowing rate, the mortgage market tends to respond in kind.

3. Change your mortgage terms? Just ask - AOL

   www.aol.com/news/2008-04-07-change-your-mortgage...

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4. What is an alienation clause? - AOL

   www.aol.com/finance/alienation-clause-145032645.html

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5. Mortgage modification - Wikipedia

   en.wikipedia.org/wiki/Mortgage_modification

   Any change to the mortgage terms is a modification. Changes may include any of the following: a reduction of the yield (commonly referred to as the interest rate), an extension of the payment term, such as extending a 30-year term to a 40-year term, or a reduction of the principal balance of the loan.

6. MISMO - Wikipedia

   en.wikipedia.org/wiki/MISMO

   The Mortgage Industry Standards Maintenance Organization (MISMO) is a not-for-profit, wholly owned subsidiary of the Mortgage Bankers Association (MBA) responsible for developing standards for exchanging information and conducting business in the U.S. mortgage finance industry.

7. Mortgage law - Wikipedia

   en.wikipedia.org/wiki/Mortgage_law

   This was the mortgage by conveyance (aka mortgage in fee) or, when written, the mortgage by charter and reconveyance [8] and took the form of a feoffment, bargain and sale, or lease and release. Since the lender did not necessarily enter into possession, had rights of action, and covenanted a right of reversion on the borrower, the mortgage was ...