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  2. How to get homeowners insurance after nonrenewal - AOL

    www.aol.com/finance/homeowners-insurance-non...

    Other factors that might affect your home insurance renewal include a negative change in your credit score or even getting a new dog. Some insurance companies ban certain dog breeds, even if the ...

  3. Mid-term adjustment - Wikipedia

    en.wikipedia.org/wiki/Mid-Term_Adjustment

    The change to the policy may cause a change in the premium: an increase is often called AP (for an additional premium) whereas a decrease is often called RP (returned premium). An additional transaction may also be payable to cover e.g. costs for revised insurance documents.

  4. HOA fees and assessments on the rise as home-insurance ... - AOL

    www.aol.com/finance/hoa-fees-assessments-rise...

    Increases in homeowners-insurance costs mean that homeowners association fees are on the rise as well. ... While individual owners will have a separate policy to cover the interior of their house ...

  5. 6 ways for seniors and retirees to save on homeowners insurance

    www.aol.com/finance/ways-seniors-save-homeowners...

    The average cost of a homeowners policy has risen more than 30% since 2020. Yet you can still find ways to save on insurance, especially for seniors. See cost-saving tips for paying less on your ...

  6. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    The cost of homeowner's insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to ...

  7. Insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Insurance_in_the_United_States

    Insurance, generally, is a contract in which the insurer agrees to compensate or indemnify another party (the insured, the policyholder or a beneficiary) for specified loss or damage to a specified thing (e.g., an item, property or life) from certain perils or risks in exchange for a fee (the insurance premium). [2]

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  9. Insurance companies are increasingly scrutinizing the state ...

    www.aol.com/insurance-companies-increasingly...

    Or it could be, as you seek coverage on a newly purchased house or a replacement policy for the one that got canceled, that the insurer demands you change fixtures or appliances, like older water ...