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  2. USDA loans: What are they and am I eligible? - AOL

    www.aol.com/finance/usda-loans-am-eligible...

    Unlike USDA guaranteed loans, you’ll apply for a direct loan through the USDA’s Rural Development Service Centers. Direct loans are only available to households with low and very low income.

  3. USDA home loan - Wikipedia

    en.wikipedia.org/wiki/USDA_home_loan

    USDA Home Loans have Maximum Household Income Limits which vary by the county in which you purchase a home; the income limits change annually. The Maximum Household Income Limits are based upon everyone in the home who is a wage earner, even if their income is not going to be used to qualify for the USDA Loan. For instance, Social Security ...

  4. Rural Housing Service - Wikipedia

    en.wikipedia.org/wiki/Rural_Housing_Service

    Direct loans are made and serviced by USDA staff; loan guarantees are made to banks or other private lenders, and grants are made directly to a person or organization. RHS works with other federal agencies, and a number of both nonprofit and private organizations nationally, in order to pool resources to help America's rural residents most ...

  5. Section 502 loans - Wikipedia

    en.wikipedia.org/wiki/Section_502_loans

    Section 502 loans are a rural housing loan program, administered by the Rural Housing Service (RHS), authorized under Section 502 of the Housing Act of 1949. Borrowers may obtain loans for purchasing or repairing new or existing single-family housing. Loans are made directly by RHS (7 CFR 3550) or by private lenders with a USDA guarantee (7 CFR ...

  6. Should you apply for a mortgage online? - AOL

    www.aol.com/finance/apply-mortgage-online...

    You can apply for most types of mortgages online, including conventional, FHA, VA and USDA loans. How do online mortgages work for self-employed borrowers or those with credit issues?

  7. Do you qualify for homebuyer assistance? You might — even if ...

    www.aol.com/finance/can-i-qualify-for-homebuyer...

    U.S. Department of Agriculture (USDA) loan. No. Yes. 0% and up. Low-income borrowers, buyers with poor credit and buyers or builders in rural areas. U.S. Department of Veterans Affairs (VA) loan ...

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