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Let’s say that you set aside $10,000 in a high-yield savings account that earns 4.50% APY. You’ll earn about $450 in guaranteed interest over the first year while keeping your money protected.
A high interest rate is important, but it shouldn't be the only factor you rely on when choosing the best high-yield account for your savings. Compare your options based on your savings budget and ...
The best high-yield savings accounts require no minimum balances to earn high rates of interest. Variable APY. APYs can be fixed or variable , depending on the type of deposit account.
Right now, the national average savings rate is 0.43%, according to the Federal Deposit Insurance Corporation (FDIC), while some of the best savings accounts offer rates at or above 5%.
Let’s take a closer look at how high-yield savings accounts compare to traditional accounts. Interest rates The biggest advantage of a high-yield savings account is in its name: It earns a ...
FDIC or NCUA Insurance. High-yield savings accounts also offer more security in the form of insurance. The Federal Deposit Insurance Corporation (FDIC) insures your deposits up to $250,000 per ...
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