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  2. I Paid Off $10K of Debt For Less Than Owed — Here’s ... - AOL

    www.aol.com/paid-off-10k-debt-less-141536844.html

    The Caveat: How Debt Settlement Affects Your Credit There is a caveat, of course. Lancaster’s repayment plan was actually a form of debt settlement, which can negatively impact your credit score.

  3. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    Potential debt reduction: Debt settlement may reduce the total amount you owe, providing relief from debt burdens. However, the fees of settlement and late fees can sometimes inflate your debt ...

  4. Debt settlement could cost more in fees and taxes, as settled debt is taxable. Timeframe : Paying off consolidated debt might take several years, depending on your balance. The debt settlement ...

  5. How to get out of debt with a low income - AOL

    www.aol.com/finance/debt-low-income-215227915.html

    Debt settlement: Negotiating to pay less. Debt settlement, sometimes called debt relief, is a strategy in which you and a creditor agree to settle the amount on your card or loan for less than the ...

  6. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Debt settlement plans. Through debt settlement procedures, you negotiate directly with your creditors to reduce your interest rates, monthly payments or both. You can take the reins and do this on ...

  7. How to pay off your credit card debt: A step-by-step game ...

    www.aol.com/finance/how-to-pay-off-credit-card...

    For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

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