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2. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   Operating as a 501(c)(3) nonprofit since 1994, Consolidated Credit Solutions has helped over 10 million people get out of debt. The agency offers a wide range of options for managing debt and ...

3. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   Debt management involves using financial tools and planning to help lower — and eventually eliminate — your current debt. You can go through a credit counseling agency or you can set up a ...

4. Survey Finds That Being in Debt Is No Fun - AOL

   www.aol.com/2011/01/25/survey-offers-snapshot-of...

   Being in debt isn't fun. While that's hardly groundbreaking news, that's the bottom line of a survey released last week by GreenPath Debt Solutions. Obvious or not, the survey still has some ...

5. Fair Debt Collection Practices Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Debt_Collection...

   The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.

6. Credit rating - Wikipedia

   en.wikipedia.org/wiki/Credit_rating

   It is the practice of predicting or forecasting the ability of a supposed debtor to pay back the debt or default. [1] The credit rating represents an evaluation from a credit rating agency of the qualitative and quantitative information for the prospective debtor, including information provided by the prospective debtor and other non-public ...

7. What are debt relief companies and how do they work? - AOL

   www.aol.com/finance/debt-relief-companies-look-3...

   Fees charged: Most debt relief companies will charge a fee between 15 percent and 25 percent of the total debt enrolled for settlement. Companies may also charge fees for opening and managing the ...

8. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...

9. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Debt relief scams: Some criminals target those seeking help with credit card debt. Make sure that you know how to identify a debt relief scam, such as guarantees that you will qualify for debt ...