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  2. No frills - Wikipedia

    en.wikipedia.org/wiki/No_frills

    No fitness classes, or fitness classes are available at a supplementary cost on top of regular monthly membership fees. No swimming pool, hot tub, sauna, solarium or beauty spa, due to the cost of running such facilities, e.g., needing to have a staff member there at all times and frequent cleaning.

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  4. Hot tub - Wikipedia

    en.wikipedia.org/wiki/Hot_tub

    A 5-seat hot tub with a cast acrylic shell, supported by a frame structure, showing vents for water circulation and massage Outdoor hot tubs. A hot tub is a large tub full of water used for hydrotherapy, relaxation or pleasure. Some have powerful jets for massage purposes. Hot tubs are sometimes also known as "spas" or by the trade name Jacuzzi ...

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  6. Mortgage calculator - Wikipedia

    en.wikipedia.org/wiki/Mortgage_calculator

    A lender will compare the person's total monthly income and total monthly debt load. A mortgage calculator can help to add up all income sources and compare this to all monthly debt payments. [citation needed] It can also factor in a potential mortgage payment and other associated housing costs (property taxes, homeownership dues, etc.). One ...

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