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2. Flood insurance isn't perfect. You should probably buy ... - AOL

   www.aol.com/finance/flood-insurance-isnt-perfect...

   Most flood coverage is provided by the US government’s National Flood Insurance Program, after private insurers exited the market en masse nearly 100 years ago following catastrophic flooding of ...

3. How California’s catastrophic wildfires are inflaming the ...

   www.aol.com/news/california-catastrophic...

   The insurance… Costs are quickly mounting as the Los Angeles area’s disaster continues to unfold, with AccuWeather’s Global Weather Center now estimating total economic damages of between ...

4. How the wildfires in the Los Angeles area could affect ... - AOL

   www.aol.com/wildfires-los-angeles-area-could...

   The wildfires that destroyed homes in multiple sections of the Los Angeles area will test California’s efforts to stabilize the state’s insurance marketplace after many insurers stopped ...

5. National Flood Insurance Program - Wikipedia

   en.wikipedia.org/wiki/National_Flood_Insurance...

   The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development.

6. Catastrophic crop insurance - Wikipedia

   en.wikipedia.org/wiki/Catastrophic_crop_insurance

   Catastrophic crop insurance (CAT) is a component of the U.S. federal crop insurance program, originally authorized by the Federal Crop Insurance Reform Act of 1994 (P.L. 103- 354). [1] CAT coverage compensates farmers for crop yield losses exceeding 50% of their average historical yield at a payment rate of 55% of the projected season average ...

7. Insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Insurance_in_the_United_States

   Insurance in the United States refers to the market for risk in the United States, the world's largest insurance market by premium volume. [1] According to Swiss Re, of the $6.782 trillion of global direct premiums written worldwide in 2022, $2.959 trillion (43.6%) were written in the United States.