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2. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   To ensure you pay off the balance before the intro period ends, make a plan using Bankrate’s credit card balance transfer calculator to determine the monthly payment amount that will help you ...

3. Pros and cons of credit card forbearance - AOL

   www.aol.com/finance/pros-cons-credit-card...

   Credit card forbearance may temporarily make your credit card payment more manageable and might save you money on interest or late payment fees. In this way, credit card forbearance could free up ...

4. ‘What’s wrong with a credit card if you pay the balance every ...

   www.aol.com/finance/wrong-credit-card-pay...

   You can also try to negotiate lower interest rates with issuers if you have good credit or limiting new charges by using cash or a debit card for discretionary spending.

5. As the average credit card balance surpasses $6.5K, here's ...

   www.aol.com/average-credit-card-balance...

   Americans' average credit card balances grew to $6,501 in 2023, according to Experian data from the third quarter of 2023. That's a 10% increase from 2022. Paying off credit card debt on a tight ...

6. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent (1000 / 5,000 = 0.2), which is pretty good. But what if you cancel two of those credit cards?

7. How does my credit card payment get allocated? - AOL

   www.aol.com/finance/does-credit-card-payment...

   Here’s what you need to know about where your monthly credit card payments go. How your monthly card payment is applied. Before Congress enacted the Credit CARD Act of 2009, there were no clear ...