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  2. How to refinance student loans with bad credit - AOL

    www.aol.com/finance/refinance-student-loans-bad...

    A poor credit score could make refinancing your student loans difficult, or you may only qualify for a new loan with subpar terms. A credit score of 650 or higher is optimal for most lenders who ...

  3. Have Bad Credit? You Can Still Consolidate Some of Your ...

    www.aol.com/finance/bad-credit-still-consolidate...

    Waiting to consolidate your private student loans until your credit score improves may be a better option. More From GOBankingRates. 5 Best Places To Travel on a $1,000 Budget.

  4. Do Your Student Loans Affect Your Credit? - AOL

    www.aol.com/finance/student-loans-affect-credit...

    Learn how student loans affect your credit score, both positively and negatively. Check out ways to manage your student loan payments to protect your credit.

  5. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]

  6. Income-driven repayment - Wikipedia

    en.wikipedia.org/wiki/Income-driven_repayment

    A borrower is a "new borrower" if, when receiving a federal student loan on or after October 1, 2007, the borrower did not have an outstanding balance on another federal student loan. [2] The Revised Pay As You Earn Plan is available to all Direct Loan borrowers regardless of when the money was borrowed.

  7. Term Asset-Backed Securities Loan Facility - Wikipedia

    en.wikipedia.org/wiki/Term_Asset-Backed...

    The Term Asset-Backed Securities Loan Facility (TALF) is a program created by the U.S. Federal Reserve (the Fed) to spur consumer credit lending. The program was announced on November 25, 2008, and was to support the issuance of asset-backed securities (ABS) collateralized by student loans, auto loans, credit card loans, and loans guaranteed by the Small Business Administration (SBA).

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