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You've decided that 2025 is the year you're finally going to claim Social Security. The government bases your Social Security benefits on your income during your working years and your age at sign-up.
Spousal Benefits for Widows or Widowers: Widows or widowers can also claim spousal benefits. The requirements include being at least 60 or 50 if disabled and the marriage must have lasted at least ...
Image source: Getty Images. 1. The cost-of-living adjustment. Seniors get a bump in their Social Security benefit every year called the cost-of-living adjustment ().The 2025 COLA of 2.5% was ...
As for timing your Social Security benefits: This topic was addressed in a Dec. 4 Forbes column written by Jerry Patterson, president of Fidelity Investments Life Insurance Company. He found that ...
The file-and-suspend rule previously allowed an individual at full retirement age or older to apply for Social Security benefits and immediately suspend them so his spouse could collect spousal ...
Widows, widowers, and surviving minors also can receive Social Security benefits, and the SSA estimates that such benefits will be $1,832 for an aged widow or widower, up from $1,788.
Applying for Social Security benefits can actually be a relatively simple process. But if you want to get your benefits at a specific time, you’ll have to plan ahead, since the lead time can be ...
If you start collecting Social Security before full retirement age, you can earn up to $1,950 per month ($23,400 per year) in 2025 before the SSA will start withholding benefits, at the rate of $1 ...