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  2. 6 ways to get the lowest rate on your next mortgage - AOL

    www.aol.com/finance/how-to-get-best-mortgage...

    The lender offers a high discount rate per point (rates generally range from 0.125% to 0.25%). You will still have enough cash for at least a 20% down payment and your closing costs.

  3. How to lower closing costs: 6 negotiation strategies

    www.aol.com/finance/lower-closing-costs-6...

    Here are six negotiating strategies to help reduce your closing costs, whether you’re buying a home or refinancing your current one. 1. Use your loan estimate to comparison shop

  4. The best home loan: how to shop for and compare mortgage offers

    www.aol.com/finance/best-home-loan-shop-compare...

    Even an interest rate savings of as little as 0.1 percent, for instance, can result in thousands of dollars remaining in your pocket over the life of a mortgage, according to Bankrate’s mortgage ...

  5. Want the Lowest Possible Mortgage Rate? Here's How to Get It

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    The average 30-year fixed-rate mortgage in the United States has a contract interest rate of 6.14%, according to the latest data from the Mortgage Bankers Association. This is welcome relief to ...

  6. Discount points - Wikipedia

    en.wikipedia.org/wiki/Discount_Points

    Discount points, also called mortgage points or simply points, are a form of pre-paid interest available in the United States when arranging a mortgage. One point equals one percent of the loan amount. By charging a borrower points, a lender effectively increases the yield on the loan above the amount of the stated interest rate. Borrowers can ...

  7. ‘Discount Points’ Could Lower Your Mortgage Payment ... - AOL

    www.aol.com/finance/discount-points-could-lower...

    If you're buying a home in a high interest rate environment, there's a handy little hack that can enable you to reduce your rate over time, known as "discount points" or "buying down the rate ...

  8. How to get the best refinance rate on your mortgage - AOL

    www.aol.com/finance/best-refinance-rate-mortgage...

    Improving your credit score is one way to get the best mortgage refinance rate. You can also consider buying discount points or paying your closing costs upfront to whittle the interest rate down ...

  9. How to get the best mortgage rate - AOL

    www.aol.com/finance/best-mortgage-rate-214229663...

    If you want a lower rate, you could buy a mortgage point for $4,000 and knock your rate down to 6.75 percent. However, buying mortgage points isn’t right for everyone.

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