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The table below has projected high-yield CD rates at the start of 2025 and 2026. These are only predictions based on potential rate cuts by the Fed. Actual CD rates could end up being much ...
Best CD rates for February 4, 2025. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to up to 4.40% APY with a $25,000 minimum at NexBank and ...
Best CD rates for January 2, 2025. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.27% APY with low or no minimums at NexBank, First ...
Best CD rates for December 31, 2024. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.27% APY with low or no minimums at NexBank ...
Best CD rates for January 14, 2025. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.60% APY on six-month terms and up to 4.27% APY on ...
It's because the Federal Reserve spent much of 2022 and 2023 raising its benchmark interest rate, known as the federal funds rate, to cool inflation and give consumers relief from sky-high prices.
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