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Americans owe at least $220 billion in medical debt. In one of the states hardest hit, North Carolina, Terry Belk is still trying to pay for his late wife's cancer treatment and his own.
Charity care for those who cannot pay is sometimes available, and is usually funded by non-profit foundations, religious orders, government subsidies, or services donated by the employees. Massachusetts and New Jersey have programs where the state will pay for health care when the patient cannot afford to do so. [69]
If the patient had a $500.00 deductible, the contracted amount of $50.00 would not be paid by the insurance company. Instead, this amount would be the patient's responsibility to pay, and subsequent charges would also be the patient's responsibility, until his or her expenses totaled $500.00.
[70] 60 Minutes reported, "Hospitals charge uninsured patients two, three, four or more times what an insurance company would pay for the same treatment." [ 71 ] On average, per capita health care spending on behalf of the uninsured is a bit more than half that for the insured.
Del Valle teacher nominated by Community Action Inc. of Central Texas wants to have strength to help more people.
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