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2. How to do a credit card balance transfer - AOL

   www.aol.com/finance/credit-card-balance-transfer...

   Most balance transfer cards charge balance transfer fees of 3 percent to 5 percent of your balance. So, if you transfer $5,000 in debt to a balance transfer card, you could pay an extra $150 to ...

3. What is a negative balance on your credit card? - AOL

   www.aol.com/finance/negative-balance-credit-card...

   For example, if you have a zero balance, your credit card issuer will give your credit limit a temporary increase. So, if you have a limit of $5,000 and receive a statement credit for $170, your ...

4. What to know before closing a credit card with a balance - AOL

   www.aol.com/finance/know-closing-credit-card...

   Closing a credit card account can also impact your credit utilization ratio if you have debt on other credit cards and revolving accounts. This factor makes up 30 percent of your FICO score, so ...

5. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   “Credit card interest is very high at present, with rates from 18 percent to as high as 27 percent. Banks are allowed to charge high interest because credit card charges are unsecured loans.

6. Credit card balance transfer - Wikipedia

   en.wikipedia.org/wiki/Credit_card_balance_transfer

   A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

7. How to manage your credit card balance - AOL

   www.aol.com/manage-credit-card-balance-185205258...

   Rossman recommends keeping your balance to less than 30% of your credit card limit. Fore example, if your limit is $1,000, you should try to keep your balance below $300.