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  2. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Hard credit inquiries, sometimes called hard pulls or hard credit checks, take place when you request a new line of credit or begin the process of taking on a major financial commitment.

  3. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  4. What is credit monitoring? - AOL

    www.aol.com/finance/credit-monitoring-212027215.html

    A credit monitoring service is a tool, app or website that constantly monitors your credit report and automatically alerts you to any changes or activity that could affect your credit score. Free ...

  5. Can anyone check my credit without permission? - AOL

    www.aol.com/finance/anyone-check-credit-without...

    To check your credit, a person can either perform a hard credit inquiry or a soft credit inquiry. A hard credit inquiry, also called a hard credit pull or credit check, is typically used for ...

  6. Can you remove hard inquiries from your credit report? - AOL

    www.aol.com/finance/remove-hard-inquiries-credit...

    Hard credit inquiries happen when banks, credit card companies and other lenders check your credit to determine whether to extend you credit. A hard pull hurts your credit score, but fortunately ...

  7. Comparison of free credit monitoring services - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_free_credit...

    The following chart compares websites that provide United States credit reports or credit scores free of charge. Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed.

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