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Legitimate debt collectors are required to send you a letter in the mail detailing your outstanding debt that includes all of the previously mentioned information. ... If you don’t think the ...
If the debt is not yours, you can send a letter to the debt collector stating that the debt does not belong to you and you do not want to be contacted again. If the details of the debt are wrong ...
A legitimate debt collector usually provides debt validation through a letter before they reach out via other communication channels. The information a debt collector must validate includes: The ...
In the United States, demand letters from a debt collector relating to a consumer debt must comply with the Fair Debt Collection Practices Act. [6] In certain types of legal proceedings in Quebec, a demand letter is mandatory; without it, a person could lose their case. [7]
The safest way to pay a debt collector is with a method that provides proof of payment, such as mailing a check with a return receipt or using a secure online payment portal provided by the collector.
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