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2. How to get a small business loan without collateral

   www.aol.com/finance/small-business-loan-without...

   Without assets to secure the loan, an unsecured loan puts the lender at greater risk of losing money if you default. To offset that risk, lenders may require you to sign a personal guarantee .

3. What is an unsecured business loan and how does it work? - AOL

   www.aol.com/finance/unsecured-business-loan-does...

   Secured business loans: These loans require collateral such as real estate, vehicles or inventory. SBA loans: You can get a variety of unsecured and secured loans through the Small Business ...

4. Business loan - Wikipedia

   en.wikipedia.org/wiki/Business_loan

   With a secured loan, the borrower pledges an asset (such as plant, equipment, stock or vehicles) against the debt. If the debt is not repaid, the lender may claim the secured asset. Unsecured loans do not have collateral, though the lender will have a general claim on the borrower’s assets if repayment is not made.

5. Commercial and industrial loan - Wikipedia

   en.wikipedia.org/wiki/Commercial_and_industrial_loan

   Debt service coverage requirements for a term or amortizing loan is generally 1.1:1, and is defined as principal payments, plus interest expense, throughout one fiscal year analyzed on a 12-month trailing basis. Commercial loans are available in 48 states. They are: Multi-Family Commercial Loan Programs; Mixed-Use Commercial Loan Programs

6. Proof of funds - Wikipedia

   en.wikipedia.org/wiki/Proof_of_Funds

   A POF is commonly used when commencing a commercial transactions between parties who do not know each other. The purchaser's bank produces evidence in a standard format that their client is good for a transaction up to the value of xx, based on yy item etc. Usually, such letters have to be produced/verified/confirmed by a class A international bank, as local banks may not have the status ...

7. Pros and cons of semi-truck financing - AOL

   www.aol.com/finance/pros-cons-semi-truck...

   Depending on the lender, you may pay an origination fee of anywhere from 0.5 to 8 percent of the loan amount. You may also pay fees to apply for the loan, get the truck appraised and check your ...