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2. What happens if you go over your credit card limit? - AOL

   www.aol.com/finance/happens-over-credit-card...

   Here are some tips to help you avoid reaching your credit card limits: Set a budget: Establish a monthly budget that includes all your expenses, including credit card payments. Stick to this ...

3. 13 common bank fees you shouldn't be paying — and how to ...

   www.aol.com/finance/avoid-common-bank-fees...

   9. Lost debit card replacement fees. 💵 Typical cost: $5 to $15 for rush delivery Many banks will send you a new debit card for free if yours is lost, stolen or damaged. But you may pay a fee ...

4. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

5. Floor limit - Wikipedia

   en.wikipedia.org/wiki/Floor_limit

   With modern card readers, most merchants and banks will obtain an authorization even on very small charges, as it costs little to do so and helps protect against fraud. However, the concept of a floor limit may still come into play in certain cases. A few merchants still use the older system of taking a physical imprint of the card.

6. Overdraft - Wikipedia

   en.wikipedia.org/wiki/Overdraft

   In 2006 the Office of Fair Trading issued a statement which concluded that credit card issuers were levying penalty charges when customers exceeded their maximum spend limit and / or made late payments to their accounts. In the statement, the OFT recommended that credit card issuers set such fees at a maximum of £12. [6]

7. Credit Card Fees To Watch Out For - AOL

   www.aol.com/finance/credit-card-fees-watch...

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